When was the last time you reviewed your Interest Rate?
There’s no doubt the past few years have put pressure on households across the country, with record rate rises and the high cost of living. Unfortunately, one issue that often goes unnoticed is the so-called “loyalty tax” associated with sticking to the one lender.
Though it may feel like longevity with one institution should be rewarded, the reality is that loyal customers often end up paying more than new customers for the same service.
Despite our attachment to familiar financial institutions, lender loyalty can be costly for homeowners and investors alike. The diverse mortgage market means that finding the right fit for your financial circumstances requires vigilance and a wealth of knowledge about the market of lenders.
With costs rising, finding a flexible lender that meets your unique needs all by yourself is like searching for a needle in a haystack. But that’s where experience pays – leveraging an intimate understanding of lending policies and market trends to pair you with a lender and a product which suits your current situation.
The truth is stark; walking into a bank limits your options. My approach, backed by over 20 years of experience in the industry, goes beyond this constraint, offering you a comprehensive view of available loans from an extensive network of lenders that only a seasoned broker can access.
A set and forget approach to your home loan won’t cut it.
Choose experience. Choose expertise. Choose a tailored approach to getting the best deal out there.
